Affordable Health Insurance in Collier County, Florida
Finding health insurance in Collier County can feel overwhelming with all the ACA marketplace and private options out there.
Whether you just aged off your parents’ plan, have a family to cover, or run a small business, there’s a plan that fits—but figuring out which one isn’t easy.
That’s where we come in. At Simpl Insurance, we help people in Collier County cut through the confusion and find coverage that works for their budget and health needs.

Find the Best Health Insurance for the Lowest Rates in Collier County, Florida
Picking the right health insurance is more than just a financial decision; it’s about peace of mind. Simpl Insurance brokers will work with you to find a plan that fits your budget and delivers comprehensive coverage. A well-rounded plan that addresses all your health needs can significantly reduce financial stress, covering out-of-pocket costs from dental and vision and ensuring that you’re prepared for routine care and unexpected health issues.


Why Simpl Insurance?
Since 2007, Simpl Insurance has been the go-to insurance brokers in Collier County and across Florida. We’ve written over 70,000 policies, proudly highlighting our experience navigating the health insurance marketplace. When it comes to coverage, you deserve the best, and that’s where we excel. Our brokers are all about finding you a plan that really fits.
Remember, the key time to sign up for Florida Health Insurance is during the ACA Open Enrollment Period, which usually runs from November 1st to January 15th. But if you miss this window, don’t worry. We can guide you through options for temporary insurance until the next period, or explore if you qualify for a Special Enrollment Period. Missed the enrollment period? No stress. Just contact Simpl Insurance, and we’ll help you from there.
Your Health, Your Choice: Our Insurance Plans
Better Rates
At Simpl Insurance, we believe in making health insurance affordable. You shouldn’t have to stretch your budget thin just to cover your insurance premiums. With so many plans available, we’ll help you find a plan that fits your financial situation and meets your health needs.
Better People
Dealing with impersonal, automated services when you have urgent health insurance questions can be really frustrating. At Simpl Insurance, we pride ourselves on offering a human touch. Our brokers are always ready to answer your questions with accurate, helpful responses. If you’re unsure what the ‘right’ plan will look like, don’t worry – Simpl Insurance is here to provide you with the genuine, person-to-person support you need.
Better Coverage
At Simpl Insurance, we’re all about making sure you get the best coverage for your unique needs. It can be tricky to navigate the world of health insurance plans, especially with many types like HMOs, PPOs, EPOs, and POS plans. That’s where we step in. Our team will break down the key benefits of each type of plan for you, ensuring you can make an informed decision. We can even help you find plans that include dental and vision insurance.

Better Health Insurance Plans at Lower Rates
At Simpl Insurance, our brokers are skilled in helping you weigh up different health insurance plans. It’s not just about the monthly premium; we also review potential out-of-pocket expenses, including those worst-case scenarios. We aim to find a plan that provides excellent coverage without disrupting your or your family’s lifestyle and budget.
Vision Insurance
Life Insurance
Health Insurance

Life Insurance
Life insurance isn’t a one-size-fits-all kind of deal. There are different packages tailored for different needs, the two big players being Term Life Insurance and Whole Life Insurance.

Dental Plans

Vision Plans



Meet Our Collier County, Florida Health Insurance Agents
At Simpl Insurance, we don’t do canned, automated replies. Instead, our health insurance brokers work with you to find comprehensive, perfectly tailored coverage to give you and your family or employees peace of mind. Finding the right health insurance isn’t always easy, so we’re proud to be there with you every step of the way.

Customer Testimonials
- 5/5"I am incredibly grateful for the services provided by Brandon in finding health coverage. He went above and beyond to understand my specific needs and concerns, and his expertise helped me find the perfect health insurance plan. His dedication and personalized approach truly made a difference in my life."
Brandon MartinezAgent - 5/5“Dylan was a pleasure to work with. He answered all my questions and found us a great insurance policy, saving us lots of money each month. You can tell he cares about his clients. I am very glad I found him to help us.”
Dylan BrockmanAgent - 5/5"Jesus was very knowledgeable and helpful when it came to the different options I had. He made the process easy and simple to understand"
Jesus BurgaAgent - 5/5"Working with Leo was a game-changer. he found a perfect plan, explained it all, and now I feel confident in my coverage. Best agent out there!" - Karen Lemus
Leonardo CastilloAgent - 5/5"Patrick's expertise and personalized approach made finding a private health insurance plan for my family seamless and stress-free. I highly recommend his reliable and efficient assistance in securing private health insurance."
Patrick McCannAgent - 5/5"It was a pleasure working with Ryan Faulkner, he is extremely knowledgeable and the consummate professional."
Ryan FaulknerAgent

Collier County Insurance Facts

Collier County has 397,994 residents as of 2022 and is growing fast.

In Collier County, FL, recent economic data from the U.S. Census Bureau shows an encouraging financial picture. The median household income was around $82,000 in 2022. When looking at individual earnings, on average, each person made about $56,666 a year. Despite these moderately high income levels, it's important to note that around 10.3% of the population still lives below the poverty line.

According to the U.S. Census Bureau, many Collier County, FL, residents have health insurance. Roughly 82.5% of people under 65 are insured, leaving only 17.5% without insurance in this age group.
Collier County Insurance Plans That Fit Your Budget
When choosing health insurance, it’s crucial to understand the four main tiers of plans – each with its balance of premiums and out-of-pocket costs.
Bronze
Bronze plans tend to be budget-friendly, with low monthly premiums but higher out-of-pocket costs. They're a good pick for individuals who are generally healthy and don't anticipate frequent medical care.
Gold
Gold plans are designed for those with ongoing health needs, chronic conditions, or simply want better coverage. While you'll pay more each month, these plans cover a significant portion of your medical expenses, minimizing out-of-pocket costs.
Silver
A Silver plan has higher premiums than a Bronze plan but offers more coverage, reducing how much you pay when you need care. If you qualify for cost-sharing reductions or "extra savings," you must choose a Silver plan to meet eligibility.
Platinum
These are the most comprehensive, with the highest monthly premiums but the lowest out-of-pocket costs. If you or your dependents need significant medical attention, a Platinum plan can offer the most financial relief per medical visit.
Areas We Provide Health Insurance in Florida
Affordable Health Insurance in Collier County, Florida
Choosing a health insurance plan isn’t as straightforward as you might think. The right policy for one person may not be suitable for another. Simpl Insurance, your trusted health insurance broker in Florida, understands this and offers programs that work whatever your situation may be.





